Small Business Portal
Support Small Businesses in Concord
ATTENTION RESTAURANT OWNERS!!
The Governor has issued new guidance for the restaurant industry.
Certify My Restaurant
Self-certifying will not lead to any additional inspections. If you have a COVID-19 related violation you will first get warnings and education, rather than fines or other penalties.
Below are summaries and links to business assistance programs for businesses suffering economic hardship from Covid-19. You should consult the program websites (or a financial advisor) for specific information and qualifications based on your business.
- Bringing Back Delco Task Force
- Delaware County Commerce Center
- Delaware County Chamber of Commerce
- SCORE of Delaware and Chester Counties
- Delaware County Office of Workforce Development
- Delco Chamber of Commerce: Interactive Guide to Identify Local Establishments offering take-out, delivery & curbside pick-up
- Delaware County Small Business Support Grant Program
- Delco Businesses Urged to Report Price Gouging and may be Eligible for Restitution 07/30/2020
STATE OF PENNSYLVANIA
- The Governor has issued new guidance for restaurant industry. The link can be found here:
- Pennsylvania Department of Community & Economic Development
- Pennsylvania Department of Labor & Industry: Office of Unemployment Compensation
- Pennsylvania's self-employed, independent contractors, gig workers, and others not eligible for regular unemployment compensation can now begin filing claims for Pandemic Unemployment Assistance (PUA) benefits. Visit the Filing for PUA webpage of the Office of Unemployment Compensation website.
- Certify My Business - The online self-certification form for COVID compliant businesses is now open on the Pennsylvania COVID website: https://www.pa.gov/covid/business-unites/certify-my-restaurant/
The Federal Government passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act on March 27. Portions of this Act are intended to assist business owners with current needs. The CARES Act programs will be administered through the Small Business Administration. The CARES Act represents more than $376 billion in relief for small businesses.
There is significant overlap in the costs that can be covered by Economic Injury Disaster Advance Loans (EIDL) and Paycheck Protection Program (PPP) loans, but businesses cannot receive assistance for the same economic loss under both programs. For example, if you use your EIDL to cover payroll for certain workers in April, you cannot use PPP for payroll for those same workers in April, although you could use it for payroll in March or for different workers in April.
Paycheck Protection Program (PPP)
- Application window starts April 3.
- The program would provide cash-flow assistance through 100% federally guaranteed loans to employers who maintain their payroll during this emergency, with loan forgiveness of up to 8 weeks of payroll based on employee retention and salary levels.
- You apply for this loan with a bank or a mission-based lender. (The Small Business Administration has a free referral service called Lender Match to help find a lender near you.)
- In response to the Coronavirus (COVID-19) pandemic, small business owners are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.
- This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue.
- Funds will be made available within three days of a successful application. This loan advance will not have to be repaid.
- Apply for the Loan Advance here.
Covid-19 Economic Injury Disaster Loan (EIDL) Program:
The SBA will provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus. The SBA’s EIDL program provides small businesses with working capital loans of up to $2 million to help overcome the temporary loss of revenue.
PRIVATE RESOURCES AND GRANTS
- Facebook Small Business Grants Program
- $100 Million for Independent Restaurants and Delivery Partners Impacted by COVID-19 (Grub Hub)
- Go-Fund-Me Relief Fund
- James Beard Food and Beverage Industry Relief Fund
- Yelp Relief for Affected Businesses